Back in a December 2010 blog post, we discussed budgeting and mentioned that one option was to open an IRA. However, there are two different types of IRAs, and deciding which one is best for you is extremely important. While both Roth and Traditional IRAs currently have the exact same contribution limit ($5,000 in tax year 2010), contributions to Traditional IRAs are sometimes tax deductible, while Roth IRA contributions are never deductible. If neither you nor your spouse participates in an … [Read more...]
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